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Jumbo Loans

Take Advantage of a unique Jumbo loan program to expand your reach and give you the boost you need in today's market.

HIGHLIGHTS


· Purchase, Refi and Cash-Out

· 30 year fixed term

· 10/6 ARM, 30 year amortization available

· Up to $3,500,000 Loan Amt (Purchase & Refinance)

· DTI follows AUS (Max allowed 50%)


PURCHASE HIGHLIGHTS


· Max LTV 90%, 700 FICO, $1,500,000 Loan Amt

· Max Loan Amount $3,500,000 (70% LTV, 740 FICO)

· Min FICO 660 (Primary Residence)


REFINANCE HIGHLIGHTS


· Max Loan Amount $3,500,000 (70% LTV, 740 FICO)

· Min FICO 660 (Primary Residence)

· Max LTV 85%, 700 FICO, $2,000,000 Loan Amt


CASH-OUT REFI HIGHLIGHTS


· Max Loan Amount $2,000,000 (70% LTV, 700 FICO)

· Min FICO 680 (Primary Residence)

· Max LTV 80%, 680 FICO, $1,000,000 Loan Amt


JUMBO ONE ADVANTAGES


· No PMI

· Appraisal Transferred allowed (follow policy)

· Primary, Second and Investment available

· 2-4 unit available (except for second home)

· Minimum Loan Amount $400,000

· AUS Approval required

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Licensing & Commissions

Affiliations and Memberships

Company

California Department of Real Estate

License Number 01110107

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NMLS

Unique Identifier Number 250371

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California State Notary Commission

(Expired)

Commission Number 2299364

PG MAC Consulting, Inc.

Incorporated - California

Home Mortgage by

 

Zillow Home Loans, LLC

NMLS #10287

2600 Michelson Dr. Suite 1201

Irvine, CA 92612

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Real Estate by ALTA Realty

DRE Number #02025297

Broker Associate

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National Association of Realtors

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California Association of Realtors

Orange County Board of Realtors

National Association of Mortgage Brokers

(Associate Member)

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PMC Mortgage and Real Estate is part of the

PG MAC Consulting, Inc.

group of companies

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Information on this website is deemed to be reliable but not guaranteed. The data relating to mortgage loans and real estate for sale on this website comes from outside sources and third party websites. Real estate listings held by brokerage firms other than Paul Mackay or ALTA Realty are listed with the detailed information about the listing agent and  includes the name of the listing brokers.
Information last updated on 12/05/2024

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